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Digital Banking


Bank Anytime, Anywhere

Manage your money on your terms with secure, easy-to-use digital tools from online banking to mobile access and more.

Online Banking


For an added layer of security, transfers $10,000 or more and any profile updates will require a one-time passcode validation. Passcodes will be sent to the verified email address on file. 
Online Banking allows you to take care of many typical banking transactions anytime, anyplace that you have Internet access. It’s an easy, convenient, and secure way to manage your accounts. Best of all, it’s free!
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  • Choose from dozens of alerts to let you know the moment something important happens in your account. Receive alerts by text message, push notification, email or in the Online Banking Message Center.
  • View your account balance, transactions and history
  • View, print or save your statements
  • View and print your check images as soon as your check clears the bank
  • Download statement information
    • Transactions can be downloaded and imported into Quicken and QuickBooks
  • Transfer funds between your accounts
    • Transfers conducted in online banking will be done immediately, however, scheduled transfers will post at the end of the day on the effective day
      • Transfers $10,000 or more will require a one-time passcode validation
  • Transfer funds between your Dairy State Bank account and your accounts at other financial institutions with External Transfers
  • Make payments to your Dairy State Bank loan(s)
  • Pay Bills
  • Advance funds from your Dairy State Bank Home Equity Line of Credit
  • Place stop payments
  • Update your email address and/or phone number
    • Profile updates will require a one-time passcode validation

Electronic Banking Terms and Conditions

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Mobile Banking


Access your accounts anywhere, anytime with Dairy State Bank’s Mobile Banking app. Our app gives you more control, convenience and safety than ever before.
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Download the app and get started today! Watch our Mobile Banking and Manage My Card videos to see how it works.
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Mobile Browser Service is discontinued as of April 27, 2021.  The mobile browser service option required a special URL link and code, this change does not affect the ability to access our Dairy State Bank website using your smartphone mobile browser, such as Safari or Chrome.

*The Dairy State Bank Mobile Banking app is free, but standard wireless carrier rates and fees may apply.
  • Anywhere Convenience
    • Securely log in using biometrics.
    • View account balances from the login screen – no password, no waiting.
    • View statements and check images.
    • Choose from dozens of alerts to let you know when something important happens in your account.
    • Pay and receive some bills electronically with Bill Pay.
    • Make payments from deposit accounts to loan accounts.
    • Keep track of spending with a glance.
    • Send money with Zelle®

    More Debit Card Control (avoid confusion with credit or ATM cards)
    • Enjoy 24/7 access to your cards via our mobile app.
    • Turn your debit cards on/off at your discretion.
    • Set spending limits based on location, amount, merchant type and transaction type.
    • Notify  the bank/us of your travel plans. (Or, Provide information on upcoming travel plans.)
    • Know where your card is stored online.
    • Gain total transparency into every transaction with clear merchant names.
    • View merchant name, logo, exact location on map and contact information.
    • Report lost or stolen debit cards.

    Mobile Deposit
    • Use your smartphone camera to deposit checks anytime, anywhere.
    • Checks must be endorsed with “FOR MOBILE DEPOSIT ONLY” and the customer’s signature.
    • Deposits are processed throughout the day on business days.
    • Deposits made after 4:30 pm central time will be processed on the next business day.
    • The daily deposit limit is $2,500.

External Transfers


External Transfers is a secure way to transfer funds to and from accounts at other financial institutions into or out of your Dairy State Bank account. You can access External Transfers through online and mobile banking.
External Transfer Video main page
  • Secure transfers of funds with multistep verification processes
  • Add up to five external accounts
  • Schedule future, recurring, or one-time transfers
  • Schedule or make one-time loan payments
  • Daily transaction limit of $5,000 and a rolling 30-day limit of $10,000
  • Access through the app or on your browser
Contact Us For Support

Zelle®


Zelle® is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank.
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We have partnered with Zelle® to bring you a fast and easy way to send and receive money with friends, family and people you know. With Zelle®, you can send money directly from your account to enrolled recipients in minutes, all from the convenience of online banking or our mobile app.

  • To get started, log in to online banking or our mobile banking app and navigate to the "Send Money With Zelle®". To enroll, accept terms and conditions, tell us your email address or U.S. mobile number and deposit account and then you will receive a one-time verification code. Enter it and you're ready to start sending and receiving with Zelle®.
Learn More about Zelle®

Bill Pay


Bill Pay is a time and money saving tool offered through Online Banking. This service allows you to make recurring or one-time payments to your bills without having to write a check or buy postage.
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  • Pay your bills in minutes
  • Schedule your payments
  • Receive e-bill from many of the companies you pay
  • Need to pay a bill fast? Bills paid by check can be sent overnight to a physical address within the 48 continental states.
  • Additional fees apply.

If you need help with Bill Pay, call 1-800-877-8021 anytime and a Bill Pay Support Representative will be glad to help you.

Contact Us For Support

Telebank


Our automated Telebank allows you to access your Dairy State Bank accounts 24/7 from any phone, anywhere. Just about anything you can do in person at the bank to manage your accounts, can be done over the telephone. Telebank is your own private teller! Call (800) 646-0172. To sign up for Telebank, contact us.

  • Get account balance information
  • Transfer funds between accounts
  • Make loan payments
  • Inquire on recently cleared checks
  • Verify Deposits
Contact Us To Sign Up

eStatements


This free service allows you to receive your bank statements and notices electronically. Estatements are available for deposit and loan accounts. 
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Once you’ve signed up, you’ll receive an email notification letting you know that your bank statement or notice is available to view. Then simply login to your Dairy State Bank Online Banking account to view your statement or notice. From the time you sign up you will be able to view, print or save your bank statements and notices.

  • Fast – No more waiting for the mail.
  • Easy – View, download, or print just the information you need.
  • Green – No more wasted paper.
Contact Us To Sign Up