Education Center
Learn. Protect. Grow.
Explore our Education Center for easy-to-follow tutorials, security tips, and credit guidance designed to help you take charge of your financial life with confidence.
How-To
Learn How to Bank Smarter, Step by Step
Our Education Center features clear, easy-to-follow instructions to help you make the most of our online and mobile banking tools. You'll also find practical tips on protecting yourself from fraud and identity theft, plus insights into how your credit score works—and why it matters.
Alerts for Online Banking
Alerts for Mobile Banking
Alerts for Business Online
Online Banking
External Transfers
Mobile Banking
Business Online Banking
Business Mobile Banking
Bill Pay
Business Bill Pay
Zelle
Two-Way Text Alerts
Manage My Cards
ID Theft and Fraud
Know the Signs. Protect Yourself.
At Dairy State Bank, your security is a top priority—and while we have safeguards in place, fraudsters may still attempt to trick you directly through emails, calls, texts, or online messages. Learn how to spot suspicious activity and remember: Dairy State Bank will never ask for your personal financial information by phone or email.
ID Theft – Personal
ID Theft – Business
Learn more from the Federal Trade Commission
While there are many ways to help you protect your information, here are some basic things to consider:
At Home
- Shred your junk mail, especially items like preapproved applications for credit cards. Outdated tax papers, statements, and other documents
- Check your account transactions often using online banking, our mobile app, or review your statements to spot unusual activity
- Review your credit report at least annually
- Keep only the cards and IDs you really need in your wallet in case you lose it
- Caller ID can be modified. If in doubt hang up and contact us by using a published phone number
Online
- Never give an unsolicited caller remote access to your computer
- Never reveal your online banking username, password, one-time password, account number or personal information by email, text or phone call to anyone
- Don’t click on links in unsolicited emails or texts
- Create strong passwords, using letters, numbers and special characters with a minimum of 8 in length
- Don’t use the same password for multiple accounts or reuse passwords
Banking Basics & Information
Understand the Services That Keep Your Money Safe and Accessible
From EMV chip debit cards to eStatements, FDIC insurance, and IntraFi® options, this section breaks down the features and protections that come with your accounts. Learn what each service does, how it works, and how it helps you manage your money with confidence.
Money IQ
eStatements
Health Savings Account
EMV Chip Debit Cards
IntraFi®
FDIC Coverage
Teaching Children to Save
Start Great Habits Early with Stories That Inspire
It’s never too early to teach kids the value of saving. Our collection of children’s books use fun, relatable stories to show how setting goals, making plans, and building good money habits can lead to big rewards. Perfect for parents, teachers, or anyone helping kids learn smart financial habits from the start.
Sammy's Big Dream
Sammy's Big Dream is the story of how Sammy sets a goal, develops a plan, and works his plan to make a big dream come true for himself and his best friend.
It's a Habit Sammy Rabbit
It's A Habit, Sammy Rabbit! is a story of a happy-go-lucky bunny who learns from his grandmother that saving some carrots every day is a good habit that can really pay off in the future.