Rates

Annual percentage yields ( APY ) are effective December 13, 2017 to December 26, 2017.

Compare Checking and Savings Account Rates

 Minimum to Open AccountMinimum Balance
To Earn APY
Interest RateAnnual Percentage Yield (APY)Compounding
Interest Checking$25$500.05%.05%Monthly
Rewards Checking$25Up to $500
$500
$2,500
$10,000
.05%
.05%
.05%
.10%
.05%
.05%
.05%
.10%
Monthly
Wealth Builder Savings$1,000$1,000
$10,000
$50,000
.05%
.15%
.30%
.05%
.15%
.30%
Daily
Personal Savings Account$25-.05%.05%Daily
Junior Savers$1-.05%.05%Daily
Small Business Interest Checking$100$500
$50,000
.05%
.10%
.05%
.10%
Monthly
Business Savings$100-.05%.05%Daily
HSA Account$50$500
$5,000
.10%
.30%
.10%
.30%
Monthly
  • Fees on accounts could reduce earnings on the account.
  • The Annual Percentage Yield (APY) assumes that interest will remain on deposit.
  • If a withdrawal occurs, earnings will be reduced.
  • The interest rate and annual percentage yield may change on the above accounts. We may change the rate on these accounts at our discretion at any time.
  • Interest on small business checking accounts is limited to certain business entities.

Money Market Account Rates

 Minimum to Open AccountMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)Compounding
Consumer$25$1,000
$10,000
$25,000
$100,000
.10%
.20%
.50%
.75%
.10%
.20%
.50%
.75%
Monthly
Business$200$1,000
$10,000
$25,000
$100,000
.10%
.20%
.50%
.75%
.10%
.20%
.50%
.75%
Monthly
  • Fees on accounts could reduce earnings on the account.
  • The Annual Percentage Yield (APY) assumes that interest will remain on deposit.
  • If a withdrawal occurs, earnings will be reduced.
  • The interest rate and annual percentage yield may change on the above accounts. We may change the rate on these accounts at our discretion at any time.

Certificates of Deposit

 Minimum to Open AccountMinimum Balance To Earn APYInterest RateAnnual Percentage Yield (APY)Compounding
6-Month Term$1,000$1,000
$10,000
$30,000
.45%
.55%
.65%
.45%
.55%
.65%
Maturity
12-Month Term$1,000$1,000
$10,000
$30,000
.65%
.75%
.85%
.65%
.75%
.85%
Annual
18-Month Term$1,000$1,000
$10,000
$30,000
.75%
.85%
.95%
.75%
.85%
.95%
Semi-Annual
24-Month Term$1,000$1,000
$10,000
$30,000
1.00%
1.10%
1.20%
1.00%
1.10%
1.20%
Annual
36-Month Term$1,000$1,000
$10,000
$30,000
1.15%
1.25%
1.35%
1.15%
1.25%
1.35%
Annual
60-Month Term$1,000$1,000
$10,000
$30,000
1.65%
1.75%
1.85%
1.65%
1.75%
1.85%
Annual
18-Month Variable IRA$1,000-.85%.85%Semi-Annual

Christmas Club Account Rates

 Minimum To Open AccountMinimum Balance To Earn APYInterest RateAnnual Percentage Yield (APY)Compounding
Christmas Club$5-0.35%0.35%Daily
  • The Annual Percentage Yield (APY) assumes that interest will remain on deposit. If a withdrawal occurs, earnings will be reduced.
  • The interest rate and annual percentage yield on the variable rate IRA may change. We may change the rate on these accounts at our discretion at any time.
  • A penalty may be charged for early withdrawl on CDs, IRAs, and Christmas Clubs.
  • Certificates of Deposit and IRAs automatically renew. Christmas Clubs do not renew.
  • Interest credits on certificates are made according to the compounding interest listed.
  • Interest credits on Christmas Clubs are made at maturity.

Call our Customer Service department in Rice Lake at 715-234-9181 or in Menomonie at 715-235-5511 for any questions regarding the current interest rates or additional deposit products.