Banking Has Never Been Easier

The heading Sizzlin’ Rates tops a photo of steaks flaming on a grill with these words overlaying the photo: 6-month CD, 5.22% APY $30,000 minimum; 5.11% APY $10,000 minimum; 5.01% APY $1,000 minimum. 12-month CD 4.75% APY $30,000 minimum; 4.65% APY $10,000 minimum; 4.55% $1,000 minimum.


Take advantage of sizzlin’ rates on our 6- and 12-month certificates of deposits (CDs) this summer! Beginning July 25, 2024, our 6-month CD will earn up to 5.22% annual percentage yield* (APY), and our 12-month CD will earn up to 4.75% APY. These rates are scheduled to end on Aug. 7, 2024. Give us a call or stop in to open a CD.

*APY = Annual Percentage Yield. APY effective as of July 25, 2024 through Aug. 7, 2024. Minimum balance to open a 6-month CD and obtain 5.01% APY is $1,000; 5.11% APY is $10,000; 5.22% APY is $30,000. Minimum balance to open a 12-month CD and obtain 4.55% APY is $1,000; 4.65% APY is $10,000; 4.75% APY is $30,000. Interest is applied at maturity. Penalty will be imposed for early withdrawal. Fees could reduce earnings on account.

Cartoon image of Santa Claus in a tank top and shorts surfing a big wave while holding a bag of Christmas gifts over his head to encourage customers to enroll in Christmas Club now, in July.


Christmas may seem a long way off. However, enrolling in Christmas Club now (or even earlier) can save you a lot of stress later. On average, Americans spend $1,000 on the holidays each year. With Christmas Club, you can put a little bit of money away each pay period so you don’t rack up debt at the end of the year.

Digital camera on tripod taking a picture of a beautiful purple sunset over a grassy field, next to the words “Dairy State Bank Calendar Photo Contest.”


The submission period is open for our third annual Calendar Photo Contest. Winning photos will be featured in our 2025 calendar. Photos must be taken locally, in the counties of Barron, Burnett, Chippewa, Dunn, Pepin, Polk, Rusk, Sawyer and Washburn. Deadline to submit photos is Aug. 1, 2024. Be sure to review submission guidelines and rules before entering.

Looking for Summer Fun? Support Your Community

Find Events on Social Media

Dairy State Bank employees are involved in many community events throughout the year, but especially during the summer. If you’re looking for fun activities for the whole family—or even just mom and dad­—check out our Facebook page:
Facebook icon is superimposed on an image of a dad and mom looking over the shoulder of a boy and girl using a tablet to access Dairy State Bank’s social media platforms to learn about local events.Visit Facebook

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Dairy State Bank
Dairy State BankThursday, July 25th, 2024 at 9:39am
Money can get tight at the holidays. Wait - why are we talking about Christmas in July? Because now is a great time to open a Christmas Club account and start saving money at a higher interest rate for holiday spending. It takes just $5 to open an account, you can put away a little at a time, and funds are available in October. Call any of our 12 locations to find out more or visit: Member FDIC
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