Banking Has Never Been Easier


We can help you refinance, purchase property, renovate facilities or finance construction projects. Our commercial lenders have the knowledge and expertise to find the right loan program for your business. Since we’re a community bank, decisions are made locally, so you can move quickly to achieve your goals.


Tired of that empty wallet feeling after the holidays? Let us help! Our Christmas Club Savings Account is an easy way to save money all year for holiday expenses. You only need $5 to get started, and there’s no minimum balance. Setting up a weekly automatic transfer of just $25 to a Christmas Club account will help you save over $1,000 for stress-free holiday shopping next year.


It won’t be long before there’s enough white stuff on the ground to get out that sled—or perhaps you’ve thought of buying a new one? If financing is your obstacle, talk to one of our consumer lenders about a Recreation Loan. It’s also a great time to take advantage of inventory close-out sales on summer recreation equipment like pontoons, boats, Jet Skis or RVs.

Holiday Luncheons

Southern: Dec. 4   Northern: Dec. 11

Dairy State Bank invites you to our Rewards Club Holiday Luncheon. Join bank representatives and other Rewards Club members for delicious food, cash door prizes and musical entertainment. Choose to attend a luncheon in Rice Lake or Menomonie. Learn More

Registration Form

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Veterans own nearly 10% of all businesses in the U.S. #ShopSmall on November 30 – Small Business Saturday! #VeteransDay
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Our staff are certainly looking forward to talking about new accounts, credit and creditors at this first in a series of Life Skills Workshops at RL Public Library. Hope to see you there!
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Wishing Turtle Lake Football the best of luck in their playoff game tonight - Go Lakers! #LakerPride
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