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Prairie Farm Hours Change


Due to a large remodeling project, our Prairie Farm lobby is closed until roughly the beginning of October. During this time, we will have drive-up only hours:

  • Monday – Friday: 12 noon to 4:30 pm
  • Saturdays: 8:30 am to 12 noon
  • The ATM will be unavailable until mid-September

Call for an appointment to:

  • Open an account
  • Access a safe deposit box
  • Inquire about or close a loan

While the construction process will be inconvenient, the end result will include updated customer spaces, a redesigned teller area, enhanced security and a more modern office overall.

A married couple with tools make home improvements financed by a home equity line of credit.

Been Putting Off Home Improvement?


If you’ve been putting off projects all summer, don’t worry. We can help
you get started with a Home Equity Line of Credit (HELOC). A HELOC
allows you to borrow against the equity in your home. Compared to a
closed-end loan, a HELOC offers flexibility to use only what you need
and continue to re-borrow over the term of the loan. Give us a call or
read more about HELOCs.

Learn More
A view from above shows a smiley face in the foam of a latte to represent “hot” certificate of deposit rates.

30-Month Certificate Special


Perk up your savings while our new 30-Month Certificate of Deposit (CD)!
Right now, our new 30-month CD will earn 4.15% annual percentage
yield* (APY)at the highest tier and is available for a limited time. Give us
a call, stop in to open a CD, or click See Rates to see rates on all
our certificates.

*APY = Annual Percentage Yield. APY effective as of July 1, 2026. Minimum
balance to open a 30-month CD and obtain 4.05% APY is $1,000; 4.10% APY
is $10,000; 4.15% APY is $30,000. Interest is applied semi-annually. Penalty
will be imposed for early withdrawal. Fees could reduce earnings on account.

See Rates
A young woman tries on glasses she will purchases with funds from her health savings account.

Health Savings Accounts


Whether you have one now or will have a high deductible health plan
(HDHP) in 2027, you’re entitled to open a Health Savings Account (HSA)
to save tax-free dollars for out-of-pocket health expenses. You can set
aside money for IRS approved expenses – things like hearing aids,
braces, diabetes testing supplies, acupuncture – even home
modifications to accommodate a disability for you, your spouse or other
dependents. Dairy State Bank makes the payment process easy, allowing
you to use checks or a debit card.

Learn More

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Ask Us Directly
A crowd gathered at The Great Community Cookout in Menomonie.

September Community Events


As a community bank, we make it a priority to support community events.
From the Colfax Firefighters Ball to Birchwood Oktoberfest, check out
what’s going on in Barron, Dunn, Washburn & Sawyer counties in September:

  • Birchwood Food Pantry Bake Sale – Sept. 5
    8:30 – 11 am
  • Colfax Firefighter’s Ball – Sept. 6
  • Bloomer Fund Raising Picnic – Sept. 6
  • Benjamin House Benefit: Street Eats – Sept. 6
    12 – 7 pm, W. Marshall Street, Rice Lake
  • The Great Community Cookout – Sept. 10
    4 – 8 pm, Parking Lot #6 Downtown Menomonie
  • Park It for a Purpose – Sept. 12
    12 – 4 pm, WoodWind Park, E7115 1058th Ave, Wheeler
  • Colfax Firefighters Ball – Sept. 12
    4pm, Colfax Fairgrounds
  • Rice Lake Fall Festival – Sept. 17
    3 – 7:30 pm, Downtown Rice Lake 
  • Menomonie Public Library 40th Anniversary Celebration – Sept. 19
    1 – 4 pm, 600 Wolske Bay Road
  • Birchwood Oktoberfest – Sept. 19
    12 noon – 6 pm, Main Street
  • Bloomer Fire Dept. Steak Feed Fundraiser – Sept. 19
    4 – 10 pm, Bloomer Fairgrounds