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Give Local for the Holidays

The holidays are the perfect moment to slow down and give gifts with a story behind them. This season, browse the shops, studios, and eateries right here in Northwest Wisconsin. Research suggests that for every $100 spent at a locally owned business, about $68 stays in the local economy, compared with roughly $43 at a business that isn’t locally owned. Every purchase you make says thank you to a neighbor—and the benefits might reach farther than you expect.

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A plate of Christmas cookies represents Dairy State Bank's Holiday Reception.

Holiday Reception

Join us at our Holiday Reception from 10 a.m. to 3 p.m. Friday, December 4.
Enjoy cookies and a hot beverage at all Dairy State Bank locations. Our annual
holiday reception is just a small way to show our appreciation for doing business
with us and to wish everyone a happy holiday season. We hope to see you there!

A young woman tries on glasses she will purchases with funds from her health savings account.

Health Savings Accounts

Whether you have one now or will have a high deductible health plan (HDHP)
in 2027, you’re entitled to open a Health Savings Account (HSA) to save tax-free
dollars for out-of-pocket health expenses. You can set aside money for IRS
approved expenses; things like hearing aids, braces, diabetes testing supplies,
acupuncture – even home modifications to accommodate a disability for you,
your spouse or other dependents. Dairy State Bank makes the payment process
easy, allowing you to use checks or a debit card.

Learn More
A view from above shows a smiley face in the foam of a latte to represent “hot” certificate of deposit rates.

30-Month Certificate Special

Perk up your savings while our 30-Month Certificate of Deposit (CD)
special is still hot! Right now, a 30-month CD will earn 4.15% annual
percentage yield* (APY) at the highest tier and is available for a
limited time. Give us a call or stop in to open a CD or click See Rates
to see rates on all our certificates.

See Rates

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Person dressed as a turkey participates in a Thanksgiving Day run.

November Community Events

As a community bank, we make it a priority to support community events.
From the Island City Sipper in Cumberland to the Turkey Trot in Bloomer,
check out what’s going on in Barron, Chippewa, Dunn, Washburn & Sawyer
counties in November:

  • Annual Veterans Day Dance – Nov. 7
    5 pm, American Legion Post 137, Turtle Lake
  • Veterans Day – Nov. 11
  • Hunters Feed – Nov. 19
    11 am – 1:30 pm, Rice Lake Chamber Office
  • Mabel Tainter Holiday Artisan Market – Nov. 21 & 22
    Nov. 21: 12-6pm; Nov. 22: 10 am – 4 pm
  • Island City Sipper Wine Walk – Nov. 21
    12 – 5 pm, Cumberland
  • Cumberland Tree Lighting Ceremony – Nov. 24
    5 – 7 pm, Main Street
  • Bloomer Thanksgiving Day Turkey Trot – Nov. 26
    7:30 am registration/8:30 am start, Bloomer Moose Lodge. Benefits Bloomer Community Lakes Association.
  • Rice Lake Rotary Turkey Day 5K – Nov. 26
    7:30 am registration/8:30 am start, Northwood Technical College Conference Center
  • 9th Ave Park Lighting – Nov. 27
    6 pm, Bloomer