Banking Has Never Been Easier

Large green shamrock set over a sparkly green background next to the words: 15-Month Certificate of Deposit, 4.01% APY, $1,000 minimum.

15-MONTH CD RATE

While we wait for green to appear on the ground, we’d like to help you put some green in your pocket with an increased rate on 15-month certificates of deposit. As of March 1, 2023, a minimum deposit of just $1,000 will earn 4.0% annual percentage yield* (APY). This rate is scheduled to end on March. 28, 2023. Stop in or give us a call!

*APY = Annual Percentage Yield. APY effective as of March 1, 2023 through March 28, 2023. Minimum balance to open and obtain 4.0% APY is $1,000. Interest is applied annually and at maturity. Penalty will be imposed for early withdrawal. Fees could reduce earnings on account.

Retired man and woman embracing and smiling at the camera, standing on an ocean beach, on a vacation paid for by their Individual Retirement Account.

INDIVIDUAL RETIREMENT ACCOUNTS

Dairy State Bank encourages you to save smarter for your retirement by maximizing possible tax advantages. We offer Traditional, Roth and Rollover IRAs with a wide variety of investment options. It’s not too late to invest up to $6,000 of possible tax deferred earnings into an IRA for 2022 tax purposes, or $7,000 if you are 50 or better.

Man wearing hard hat and holding blue prints stands in front of a drawing of a new home funded by a construction loan from Dairy State Bank.

CONSTRUCTION LOANS

Have you always dreamed of building a new home? Or perhaps you’ve already found the perfect home and are ready to talk financing. Whether you want to build, buy or even remodel, we offer a variety of loan options. More importantly, our lenders take time to listen and help you find a loan program that fits your lifestyle. We also offer pre-approvals so you know you’re planning for a price range you can afford.

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Your Credit Score Matters

March is Credit Education Month

Your credit score is a primary consideration for lenders and others, so it’s important to understand it. This brief video from the Money IQ section of our Online Education Center explains how your score is determined and why it is important.