Banking Has Never Been Easier

 Large green shamrock set over a sparkly green background next to the words: 15-Month Certificate of Deposit, 4.01% APY, $1,000 minimum.


 Retired man and woman embracing and smiling at the camera, standing on an ocean beach, on a vacation paid for by their Individual Retirement Account.


Dairy State Bank encourages you to save smarter for your retirement by maximizing possible tax advantages. We offer Traditional, Roth and Rollover IRAs with a wide variety of investment options. It’s not too late to invest up to $6,000 of possible tax deferred earnings into an IRA for 2022 tax purposes, or $7,000 if you are 50 or better.

Man wearing hard hat and holding blue prints stands in front of a drawing of a new home funded by a construction loan from Dairy State Bank.


Have you always dreamed of building a new home? Or perhaps you’ve already found the perfect home and are ready to talk financing. Whether you want to build, buy or even remodel, we offer a variety of loan options. More importantly, our lenders take time to listen and help you find a loan program that fits your lifestyle. We also offer pre-approvals so you know you’re planning for a price range you can afford.

Your Credit Score Matters

March is Credit Education Month

Your credit score is a primary consideration for lenders and others, so it’s important to understand it. This brief video from the Money IQ section of our Online Education Center explains how your score is determined and why it is important.
The Cover image of a video titled “Understanding Your Credit” includes illustrations corresponding to the topics discussed in the video, including: pay bills on time, keep a low credit balance, a long history of good credit, multiple types of good credit, and don’t apply for a lot of credit in a short time period. Watch Video

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