Banking Has Never Been Easier


If you have a high deductible health plan, opening a health savings account will allow you to save tax free dollars to pay for a long list of health-related services allowed by the IRS. Dairy State Bank HSAs are serviced locally and work like a regular checking account. You can use a debit card or check to pay for expenses, and access your account through Online or Mobile Banking.


Is the thought of buying your own home intimidating? If a conventional mortgage or construction loan feels out of reach, we also offer several government programs intended for individuals who meet specific criteria. The options are plentiful, so let one of our mortgage lenders help determine if a FHA, VA, USDA or WHEDA loan is a good fit for you.


In February we recognize America Saves Week, Feb. 24 – 29. While the numbers have improved in recent years, a recent survey shows that 40% of adults can’t cover a $400 emergency expense. Automating your savings process could be one of the most effective decisions you make this year. Automating, or setting up regular transfers of money into your accounts, is an easy way to make saving a habit. Watch this video from our Online Education Center to learn more.

HNBA Home Show

Feb. 29 – March 1

As spring nears and you’re thinking about how to make your home more comfortable and attractive--or perhaps planning to buy a new home­­—don’t miss the Heart of the North Builders Association (HNBA) annual Home Show, Feb. 29 – March 1, at Cedar Mall in Rice Lake. You’ll find lots of ideas for indoors and outdoors. Whether you’re planning a landscaping project, kitchen remodel or building a new home, stop by our booth. We offer a wide range of mortgage loan programs to fit your lifestyle.

HNBA Home Show

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Dairy State Bank
Dairy State Bank
All 12 of our locations are open today and ready to help!
Dairy State Bank
Dairy State Bank
Colfax Girls Basketball against Boyceville tomorrow (Feb. 14) will be broadcast LIVE on Northern Light Webcasting Network:
Proud to help sponsor broadcasts of our local high school athletic teams!🏀
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