Checking Accounts
The Right Checking Account Makes All the Difference
Choose the checking account that's right for you.
Free
Checking
$25
No
No
No
No
$5/transfer
No
Also Available
Rewards
Checking
$25
Yes
$0
No
Free*
Free
Yes
Also Available
Interest
Checking
$25
Yes
$500
$7**
$4/month
$5/transfer
No
Also Available
Health
Savings
$50
Yes
$500
No
No
No
No
Also Available
* Free with customer option | ** Service charge only applies if balance falls below $500.
All accounts are subject to Terms and Conditions. Other restrictions and fees may apply.
Debit Cards
A Dairy State Bank debit card is for people “on the go” who appreciate 24-hour banking convenience. The debit card is quick and easy, providing an alternative payment method to checks when making purchases. Like a paper check, the transaction is deducted directly from your checking account. Replace checks and cash with the simplicity of a Dairy State Bank debit card and enhance your security and recordkeeping. Dairy State Bank does not charge you to use your debit card.
To report a lost or stolen debit card:
- during regular business hours: 715-234-9181
- after hours: 800-554-8969
To activate your card and select or change a PIN:
- 800-567-3451
Dairy State Bank offers a service to help you protect your debit card through our mobile banking app. Our mobile app helps protect your debit card from fraud, control spending and review balances and transactions anytime, anywhere.
- Fraud Protection - Turning your debit card off when you’re not using it helps safeguard against fraud. When your card is “off,” no withdrawals or purchases will be approved. Transaction controls that allow your debit card to work only in specific locations or geographic areas add another layer of protection. And real-time alerts keep you informed when your card is used or declined.
- Budget Conscious - Overspending is easy. Now, sticking to your budget can be, too. Mobile banking allows you to set spending thresholds and specify merchant types. Want to spend $100 at the grocery store? Control your debit card spending in real-time. Limits are easily changed anytime, anywhere with your mobile device.
- Parental Controls - Whether they’re at the local mall or away at college. With convenient features like threshold limits, merchant and location categories, and on/off controls, you decide where, when and how your children use their debit cards.
- Digital Wallet - You can now add your VISA debit card to your digital wallet for quicker, more convenient and secure transactions through Apple Pay, Samsung Pay, and Google Pay.
