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Digital Banking


Bank Smarter. Work Faster.

Tools designed to keep your business moving wherever work takes you.

Online Banking


Managing your business’ finances has never been easier!  Online Banking enables you to stretch your time and resources so your business functions more smoothly.
Watch video of Business Online Banking
  • Choose from dozens of alerts to let you know the moment something important happens in your account. Receive alerts by text message, push notification, email or in the Online Banking Message Center.
  • View account balances, transactions, and history
  • View and print images of your entire deposit
  • View, print and save account statements
  • Download transaction information to Quicken and Quickbooks
  • Transfer funds between your Dairy State Bank accounts
    • Transfers conducted in online banking will be done immediately, however, scheduled transfers will post at the end of the day on the effective day
  • Make payments to your DSB loan
  • Authorize additional users for your organization and define individual access levels
  • Create or upload ACH files for payroll, payments, dues, donations, tax payments, or purchases
  • Initiate wire transfers
  • Place stop payments
  • Pay bills
Contact Us To Enroll

Mobile Banking


Our free Mobile Banking app now includes MOBILE DEPOSIT — a convenient way to deposit the occasional check without making a trip to the bank.  Using your smartphone, simply take a picture of the check and deposit it through our app – it’s that easy.
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If you use Mobile Banking for your business, call us to activate Mobile Deposit.  Once activated, click Deposit from the app and follow the prompts on the screen. Make mobile deposits whenever and wherever it’s convenient. It’s fast, easy and secure.

Our Business Mobile Banking app is available for Android, iPhone and iPad. Online Banking users can download the app now and get basic functions right away. If you don’t currently use Business Online Banking, contact us and we’ll get you started.

Contact Us To Enroll
*The Dairy State Bank Mobile Banking app is free, but standard wireless carrier rates and fees may apply.

Mobile Banking also allows you to:

  • NEW! Choose from dozens of alerts to let you know the moment something important happens in your account. Receive alerts by text message, e-mail, push notification or in the Online Banking Message Center.
  • View account balances and transactions
  • Transfer funds between your accounts
  • Transfer funds from your line of credit
  • Make payments from your deposit account to your loan account
  • Pay bills using the optional Business Bill Pay service
  • Approve Payroll files and wire transfers (additional setup required)

Mobile Deposit:

  • Checks must be endorsed with the words “FOR MOBILE DEPOSIT ONLY” in addition to their standard business endorsement
  • Cutoff time for deposits is 4:30 pm central time, business days
  • The daily deposit limit varies by accounta

Bill Pay


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Bill Pay is a time and money saving tool offered through Online Banking. This convenient service allows you to make recurring or one-time payments to your bills without having to write a check or buy postage. Plus, instead of receiving your bills in a paper format through the mail, you can choose to receive them as e-bills.

Please Contact Us to sign up for Business Bill Pay. If you need help with Bill Pay, call 1-800-877-8021 anytime, 24 hours a day and a Bill Pay Support Representative will be glad to help you.

Contact Us To Sign Up

Telebank


One more convenient way to access your accounts any time you’d like. Call (800) 646-0172 to get account balance information, transfer funds between accounts, make loan payments, and inquire on recently cleared checks and deposits. To sign up for Telebank, please contact us.
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Merchant Card Processing


Dairy State Bank has a strategic partnership with Deluxe Merchant Services, a leading provider of payment processing and business management solutions. This collaboration aims to provide business customers with enhanced tools and services designed to streamline operations and drive growth.

As part of this partnership, Dairy State Bank offers its business clients access to a range of innovative features, including:

  • Comprehensive Payment Processing: Secure, efficient, and end-to-end solutions for credit card or debit card payment types.
  • Same-Day Funding: Faster access to funds, helping businesses maintain steady cash flow.
  • Advanced Business Management Tools: A powerful platform to manage inventory, sales, and customer engagement.
  • 24/7 Support: Dedicated, round-the-clock assistance for merchants to ensure seamless operations.

This partnership reflects Dairy State Bank’s ongoing commitment to supporting businesses and providing innovative solutions that meet their evolving needs. From food trucks to retail stores, Deluxe offers a smart solution for every business!

For more information about these services or how to sign up, please speak with a customer service representative, your lender, or Contact Us to get additional information.

Contact Us for More Information

eStatements


This free service allows you to receive your bank statements electronically. eStatements are available each month right at your fingertips. 
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Once you’ve signed up, you’ll receive an e-mail notification letting you know when your bank statement is available to view. Then simply login to your Dairy State Bank Online Banking account to view your statement. From the time you sign up you will be able to view, print or save your bank statements.

  • Fast – No more waiting for the mail.
  • Easy – View, download, or print just the information you need.
  • Green – No more wasted paper.
Contact Us to Sign Up

Remote Deposit


Remote Deposit is like having a bank teller right in your office! It allows you to electronically transmit and deposit checks you have received without driving to the bank. With Remote Deposit, you have faster access to your funds, you save time and money, and you have greater financial efficiencies! To see if Remote Deposit is right for your business, please Contact Us.
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Remote Remittance


Similar to Remote Deposit, Remote Remittance allows you to electronically transmit payments you have received without driving to the bank. It also creates a posting file that can be uploaded to your Accounts Receivable system to eliminate that need to manually process payments! Ready to make the morning deposit and accounts receivable process faster for your business? Please Contact Us.
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ACH


ACH service is available through DSB Online Banking which enables you to electronically originate financial transactions from your own office. Many businesses are benefiting from the convenience, accuracy and reduced administrative costs that ACH can provide.

  • Convenience – access from your own desk
  • Increase efficiency
  • Save time and money
Contact Us for More Information