Loans and Credit

Whether you are looking to buy your first home, a new car or pay for college, our lenders can guide you through the loan process. Dairy State Bank has many options to help you reach your goals. Local decision making allows for faster approval times; getting you the truck, boat or home of your dreams.

Home Mortgage

Family walking through a door carrying boxes.

From conventional 10 to 30 year fixed-rate loans to adjustable-rate mortgages and special loan programs like VA and FHA; we offer a variety of mortgage loans to meet many different needs. Our mortgage lenders can help find the best mortgage to fit your situation. Learn more and apply online.

Home Equity

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Use the equity in your home for financial expenses. With a Home Equity Loan or Line of Credit, you’ll have easy access to funds when you need it.

Vehicle & Recreation

Man receiving keys from a business man after purchasing a car.

Our fast and easy loan process will have you out and about in no time. From cars to trucks, UTVs, motorcycles, pontoons, RVs, jet skis and snow machines, a Dairy State Bank vehicle loan can get you on your way.