Loans and Credit

Whether you are looking to buy your first home, a new car or pay for college, our lenders can guide you through the loan process. Dairy State Bank has many options to help you reach your goals. Local decision making allows for faster approval times; getting you the truck, boat or home of your dreams.

Home Mortgage

From 10 year to 30 year fixed rate mortgages to adjustable mortgages and home construction loans, our home loan lenders can help you find the best solution to fit your financial situation.

Home Equity

Use the equity in your home for financial expenses. With a Home Equity Loan or Line of Credit, you’ll have easy access to funds when you need it.

Vehicle & Recreation

Our fast and easy loan process will have you out and about in no time. From cars to trucks, UTVs, motorcycles, pontoons, RVs, jet skis and snow machines, a Dairy State Bank vehicle loan can get you on your way.