Savings Accounts
Choose the savings account that’s right for you.
Dairy State Bank has a long tradition of helping people achieve their financial dreams. Whether you’re saving to reach a long-range goal or just need a savings account for basic money management, we provide options that are convenient and take into account your priorities.
Compare Savings Accounts
Personal Savings Most Popular
Save for future expenses • Earn interest
$25
Amount to Open
$0
Minimum to Earn interest
No
Higher rate over $10,000
$3 if below $100
Monthly service charge
Also Available:
FREE:
Online
Banking,
Telebank,
ATM Card,
eStatements,
Mobile Banking
Junior Savers
$1
Amount to Open
$0
Minimum to Earn interest
No
Higher rate over $10,000
No
Monthly service charge
Also Available:
FREE:
Online Banking,
ATM Card,
Mobile Banking
Money Market*
Higher tiered ratesÂ
Â
$25
Amount to Open
$1000 (tiered)
Minimum to Earn interest
Yes
Higher rate over $10,000
$15 if below $1000
Monthly service charge
Also Available:
FREE:
Online
Banking,
Bill Pay,
Telebank,
eStatements,
Mobile Banking
Christmas Club**
Â
$5
Amount to Open
$0
Minimum to Earn interest
No
Higher rate over $10,000
No
Monthly service charge
Also Available:
FREE:
Online
Banking,
Telebank,
eStatements,
Mobile
Banking
*Categorized as a checking account for automatic payments/deposits
**Withdrawals not allowed
All accounts are subject to Terms and Conditions. Other restrictions and fees may apply.
Certificates of Deposit
Commit to saving for a designated length of time, and earn higher, fixed-rate interest. CD’s with competitive rates such as ours, allow your money to work for you. Our shortest maturity option is just six months and requires only $1,000!
IntraFi Network Deposits
With IntraFi, you can access FDIC protection on multi-million dollar CD investments through Dairy State Bank. There are few guarantees in life – FDIC insurance is one of them. IntraFi can be a valuable cash management or longer-term investment tool for you.
Individual Retirement Accounts
Planning for retirement can be like trying to solve a complicated puzzle. Fortunately, Dairy State Bank has all the right pieces to help secure your retirement. From Traditional and Roth IRAs to Coverdell IRAs (education), we have the product that will fit your personal retirement plan needs.
In preparing for retirement, it’s important to have a plan, understand the tax advantages of IRAs and to research your options. Our Customer Service Representatives have the expertise you need to make decisions about the future. Trust them to assist you in finding the best solutions.
To find out more about saving for your retirement and the tax advantages of IRA’s, call one of our Customer Service Representatives. They’ll be happy to help you find the plan that works best for you.