Checking Accounts

Choose the checking account that’s right for you.

Most jobs are easier when you have the right tools. That applies to your day-to-day banking, as well. A checking account from Dairy State Bank is one of the best banking values around. Our distinct accounts cover the spectrum of financial preferences, and each one offers an impressive list of features and benefits. Even our Free Checking account holders qualify for special customer perks. With the convenience of online banking, free bill pay, a debit card and eStatements, you can do your banking virtually anywhere!

Compare Checking Accounts

Free Checking Most Popular

No minimum balance • Unlimited check writing • No monthly fee

$25

Amount to Open

No

Interest Earned

No

Daily Balance to Earn Interest

No

Monthly Service Charge

No

Images Available

$5/transfer

Savings Overdraft Transfers

No

Free Basic Checks

Also Available:

FREE:
Online Banking,
Bill Pay*,
Debit Card,
Telebank,
eStatements,
Mobile Banking

Rewards Checking

For age 55+ • Earn rewards on travel and special events • No monthly fee

$25

Amount to Open

Yes

Interest Earned

$0

Daily Balance to Earn Interest

No

Monthly Service Charge

Free**

Images Available

Free

Savings Overdraft Transfers

Yes

Free Basic Checks

Also Available:

FREE:
Online Banking,
Bill Pay*,
Debit Card,
Telebank,
eStatements,
Mobile Banking

PLUS:
Travel Opportunities,
Special Events

Interest Checking

Earn Interest • Low minimum balance

$25

Amount to Open

Yes

Interest Earned

$500

Daily Balance to Earn Interest

$7***

Monthly Service Charge

$4/month

Images Available

$5/transfer

Savings Overdraft Transfers

No

Free Basic Checks

Also Available:

FREE:
Online Banking,
Bill Pay*,
Debit Card,
Telebank,
eStatements,
Mobile Banking

Health Savings

For high deductible insurance plans • Tax free HSA account

$50

Amount to Open

Yes

Interest Earned

$500

Daily Balance to Earn Interest

No

Monthly Service Charge

No

Images Available

No

Savings Overdraft Transfers

No

Free Basic Checks

Also Available:

FREE:
Online Banking,
Bill Pay*,
Debit Card,
Telebank,
eStatements,
Mobile Banking

* $5 monthly inactivity charge on Bill Pay accounts | ** Free with customer option | *** Service charge only applies if balance falls below $500
All accounts are subject to Terms and Conditions. Other restrictions and fees may apply.